2TOP is the primary provider of credit and debit merchant processing services for High-risk merchant in the United States and Worldwide.
We currently operate in sixteen states and support hundreds of businesses, with a fully compliant US-based payment and banking solution that makes the purchasing process safer and more efficient for both customers and business owners.
2TOP’s primary goal is to enable legally accepted card payments, minimizing the risks associated with handling cash for owners, employees, and customers.
Our payment system, developed over fifteen years, brings new levels of efficiency for businesses and increases financial support for the industry by remitting real-time sales tax and applicable excise payments.
Our platform also improves the accuracy of dispensary tax reporting and provides audit-ready tax payment records directly out of the system.
In standardizing the purchase process 2TOP is aiming to help this industry progress. By establishing a cost-effective, industry-wide transaction fee, including all required services such as payment processing, cash in hand, ACH fees, tax reporting and compliance, 2TOP is aiming to move the high-risk industry into a more modern, efficient and more profitable era.
Through years of business, technical and legal expertise, our dedicated team has created a proven technology platform, one that is uniquely qualified to deliver an advanced payment network of this kind.